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Not all coverage is the right coverage.

The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.

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Summary of Medical Benefits

PPO 5

In-Network

Out-of-Network

Calendar Year Accumulation

Embedded Deductible

Employee only

Family

 

 

$3,000

$6,000

 

 

$5,000

$10,000

Coinsurance

0%

50%

Embedded Out-of-Pocket Maximum

Employee only

Family

 

$6,750

$13,500

 

$15,000

$30,000

Recuro Telemedicine Services

100% Covered

100% Covered

Preventive Care

100% Covered

50% Coinsurance

Office Visits

Primary Services

Specialist Services

Walk In Clinics

Chiropractic Services

 

$20 Copay

$75 Copay

$50 Copay

25%* After Deductible

 

50%* After Deductible

50%* After Deductible

50%* After Deductible

50%* After Deductible

Urgent Care Services

$50 Copay

50%* After Deductible

Emergency Services

Emergency Room

Emergency Medical Transportation

 

$300 Copay after Deductible

0%* After Deductible

 

$300 Copay after Deductible

0%* After Deductible

Hospital Services

Inpatient Hospital Facility

Outpatient Surgery

 

0%* After Deductible

$750 Copay after Deductible

 

50%* After Deductible

50%* After Deductible

Diagnostic Testing & Imaging

Labs

X-rays

CT/PET/MRI

 

$50 Copay after Deductible

$75 Copay after Deductible

$300 Copay after Deductible

 

50%* After Deductible

50%* After Deductible

50%* After Deductible

Mental Health/Chemical Dependency

Inpatient

Outpatient

 

0%* Coinsurance after Deductible

$75 Copay

 

50%* After Deductible

50%* After Deductible

Prescription Drug Coverage

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

$10 Copay

$25 Copay

50% Coinsurance

$200 Copay

Mail Order 90 Day Suppl

$20 Copay

$50 Copay

50% Coinsurance

Not Available

*Coinsurance

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

An Embedded Deductible means that each individual will only have to meet the individual Deductible before the Plan begins paying benefits for such individual that are subject to a Deductible

An Embedded Out-of-Pocket Maximum means that each individual will only have to meet the individual out-of-pocket maximum before the Plan begins paying in full for such individual.

 

 

 

 

 

 

 

 

HDHP 3

In-Network

Out-of-Network

Calendar Year Accumulation

Embedded Deductible

Employee only

Family

 

 

$3,000

$6,000

 

 

$5,000

$10,000

Coinsurance

10%

50%

Embedded Out-of-Pocket Maximum

Employee only

Family

 

$6,750

$13,500

 

$10,000

$20,000

Recuro Telemedicine Services

100% Covered

100% Covered

Preventive Care

100% Covered

50% Coinsurance

Office Visits

Primary Services

Specialist Services

Walk In Clinics

Chiropractic Services

 

10%* After Deductible

10%* After Deductible

10%* After Deductible

10%* After Deductible

 

50%* After Deductible

50%* After Deductible

50%* After Deductible

50%* After Deductible

Urgent Care Services

10%* After Deductible

50%* After Deductible

Emergency Services

Emergency Room

Emergency Medical Transportation

 

10%* After Deductible

10%* After Deductible

 

10%* After Deductible

10%* After Deductible

Hospital Services

Inpatient Hospital Facility

Outpatient Surgery

 

0%* After Deductible

$750 Copay after Deductible

 

50%* After Deductible

50%* After Deductible

Diagnostic Testing & Imaging

Labs

X-rays

CT/PET/MRI

 

$50 Copay after Deductible

$75 Copay after Deductible

$300 Copay after Deductible

 

50%* After Deductible

50%* After Deductible

50%* After Deductible

Mental Health/Chemical Dependency

Inpatient

Outpatient

 

0% Coinsurance after Deductible

$75 Copay

 

50%* After Deductible

50%* After Deductible

Prescription Drug Coverage

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

$10 Copay

$25 Copay

50% Coinsurance

$200 Copay

Mail Order 90 Day Suppl

$20 Copay

$50 Copay

50% Coinsurance

Not Available

*Coinsurance

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

An Embedded Deductible means that each individual will only have to meet the individual Deductible before the Plan begins paying benefits for such individual that are subject to a Deductible

An Embedded Out-of-Pocket Maximum means that each individual will only have to meet the individual out-of-pocket maximum before the Plan begins paying in full for such individual.

 

 

 

 

 

 

 

 

If you prefer talking with a HealthEZ representative, call 855-255-7060